For Sale: 6871 Woodburn Ct Sparks, Nv 89436

Exquisite home built with 2X6 construction and an open floor plan. Over 3100 ft with a RV garage on a massive 14,810 sq ft lot in the highly desired Red Hawk Golf community for only $580,000.00


Christopher Raynor or (775) 200-9611

Joel Prinz or (775) 691-9039

Well also have 2 lenders on site to pre-qual you on the spot for our open house 10 / 22 from 10:00 am to 3:00 pm

Rusty Maehara & Kim Fleischmann with BANC Home Loans from Reno









Top 6 Reasons You Must Be Pre-Approved

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Ever had an agent deny to show you a home because you weren’t pre-approved for a mortgage? It’s not because we don’t value you or your business, it’s actually were protecting you and positioning you for success.

Let’s face it, buying your next home is emotional, there are big differences from different bracket priced homes. Add $50,000.00 to the purchase price usually means different neighborhoods, accommodations and features. Inevitably human nature wants to move up and get something nicer. This can become an issue if an individual does not qualify, everything else just doesn’t seem to measure up.

Everything in real estate is about relationships and reputations. Its our opinion but we believe a valid one, who you work with is even more critical than the actual process. Does your agent have the reputation of closing? How about the lender you chose?

Coming from a lending back ground and operating a real estate brokerage in 2 states I can tell you because of our reputation we have been able to secure offers for our clients that were thousands less because the listing agent knew it was going to close and was unsure about the other offers. Wow what a compliment!

What is a mortgage pre-approval?

The basic premise is unlike a pre-qual which usually only considers partial facts over the phone. A pre-approval is a gathering of W2’s, tax returns, 1099’s, bank statements and credit. This places the facts in front of your skilled lender who then can be more accurate. Our goal is to protect your time, money and emotional wellbeing.

6 reasons why you must get pre-approved

1. Its more valid than a pre-qual 

pre-approval differs from a pre-qualification. It tells the presumptive seller you have done everything you need to do and prepared correctly to ensure them you are ready to go and will make their life as easy as possible. Your not taking this lightly nor should they view you or your offer that way. It also allows you to discover anything in your file you may or may not even be aware of and correct these items prior to losing that home you have worked so hard at securing.

2. You’ll know how much house you can afford.

As mentioned above getting pre-approved before you begin house hunting allows you to know how much house you can realistically afford. Knowing this narrows down the options and makes the selection process more efficient. Not to mention, it protects you from the unpleasant surprise of realizing the home you fell in love with doesn’t fit your budget.

3. It strengthens to your offer.

Lets face it, there are two questions are asked on every buyers offer. The 1st is by the listing agent. These 2 primary questions are, first will it close? And second will they drive me nuts in the process? The seller always has the same 2 question also, 1st will it close? 2nd is will I be able to secure top dollar out of this offer? Being prepared tells the seller you are minimizing the surprises that have the potential to come up in the escrow. The listing agent is your first hurtle and has some influence in the way he or she presents your offer to the seller so it is in your best interest to position yourself right the first time.

4. It could increase your negotiating power.

We are empowered to negotiate better having all the facts, it also tells us what we can do or not do if the seller counters. It doesn’t indicate your desire rather if the seller counters too high or asks for a condition we now know will not align with the pre-approval we can answer this. This may not sound like a big deal, but being pre-pared with all the facts also is a negotiating tools. When we can efficiently and effectively answer questions it inspires confidence and builds trust with the other side.

5. It saves a lot of frustration.

Obtaining a mortgage is no small task. It may feel like they want everything including your blood type. Without doing this the right way many, many surprises can pop up costing you delays, possibly thousands of dollars and even losing the home. Who you hire means the difference between enjoying this process or hating it. Make sure you trust your lender, they can be your greatest advocate or create many issues for you.

6. Without it, most agents won’t work with you.

Makes sense, too. Right? Think about it: when you hire an agent, they must protect their time, they’re running a business, if they cannot close they do not get paid, this is how we feed our families. Think about going to work tomorrow, this week or even next month with no guarantee you were going to get paid other than the results you produce. If your transaction does not close, they do not get paid, no business can survive this way.

We invest countless hours showing you homes over the course of the transaction. If you were in their shoes, wouldn’t you want assurance that your hard work would lead to a favorable outcome for both you and your client? Now consider the listing agent and how he or she perceives the offer and pre-approval letter. This has an impact on how it is presented to the seller, this could make a huge difference based on how he or she feels about the outcome of your offer.

We have trusted mortgage advisors that are skilled and have a track record, if you would like to explore your options please let us know. There is no obligation.

5 Reasons to Hire a Realtor to Sell Your Home

With an abundance of online resources out there to help people get the most from the sale of their homes, you may be wondering whether or not a Realtor is a good investment. Why not take the DIY approach and sell it on your own, you can save the commission right? Not only does selling a home yourself come with risks and liabilities, it’s a huge undertaking in time and money.

Even if you do close the sale, you may have missed valuable opportunities to increase your ROI during the process. In addition, the red tape of real estate is highly stressful for inexperienced sellers and can have disastrous consequences if mishandled. Even with so many online resources, a good Realtor is still a necessity to protect your real estate investment. For example, there is over 200 pages of disclosures in Stanislaus County.

At Raynor Real Estate, we are proud of our Realtors amazing service and professionalism, and we are delighted to share our uniqueness and we help our clients get the most for their home with our proven and proprietary strategies. Here are the top five reasons to hire a Realtor.

1. Our Realtors are experienced and know every step of the transaction. When your home is one of your most expensive investments, you want someone who can handle every aspect of selling it. Our Realtors are educated in buying and selling, and will work with you to get the sale you want.

2. Our Realtors know the market conditions. Our Realtors can explain the housing market conditions at both the local and national levels to help you make well-informed decisions. As locals themselves, our Realtors know the market from the inside out: median and average sales prices, list-to-sold ratios, and average per-square-foot costs are just a few of the things our Realtor will know. This information makes a huge difference when beginning the selling process. We do not just average the market which is a normal practice by many even within the business, we differentiate ourselves by taking an approach more closely utilized by appraisers.

3. The Raynor Real Estate Team is certified in negotiating . Buying and selling a home includes so many people beyond just the buyer and the seller. Contractors, insurance agents and loan officers are just a few of the people you would have to deal with on your own without a Realtor. In fact, on average transactions will have over 30 different people who
touch a file prior to closing. Our Realtor knows what’s Right and what isn’t—let Our Realtors fight for you, and you’ll be glad you did.

4. Realtors handle the paperwork. Financial disclosures, mortgages, tax receipts and deeds are just a few of the forms that must be completed during the selling process. Most individuals do not understand they are State and Federal mandated disclosures that are required in every sell whether a Realtor is utilized or not. Beyond the sheer hassle of paperwork, there is the risk of serious consequence. A mistake on real estate paperwork could cost you serious money, or worse, land you in court with little to no defense. As your real estate agent, we will handle the essential details, and make sure you are educated about the bureaucratic side of selling.

5. Our Realtors continues to be a resource even after the ink dries. Even after escrow closes, complications can arise from the sale of a home. You will want a Realtor you can call months or years after the sale – for example, if tax authorities come to collect tax assessments, documentary stamps or transfer tax. We keeps all of your paperwork on file for many years and can help you sort out the legalities post-selling.

At Raynor Real Estate, it is important to us that each of our clients are satisfied. With more than 30 years in Business and the Real Estate Community, we are confident that we can help you become one of our many satisfied customers. If you are considering selling your home, contact one of our Realtors and we can begin the process together.